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Wow! You've made the decision. It's time to buy
a new home! Whether you're a renter now and you'll be buying your
first home or if you're a current homeowner who has a need for
change, CENTURY 21 Lady of the Lakes can help you find that
new home in the most convenient and least time-consuming ways!
QUALIFYING
FOR A MORTGAGE - At CENTURY
21 Lady of the Lakes we are in contact with many lenders who
offer special programs for all types of financing, be it conventional,
FHA, VA, or first-time buyer special programs. A CENTURY
21 Mortgage Company can make a loan decision for
you within 24 hours, guaranteed.
BEGINNING THE SEARCH - Once you know your
qualifications and have an idea of how much you plan to
spend on your
new home, your agent will determine your wants and needs in your
new home by asking you questions. Your agent will be able
to find all homes currently available in the location(s) you
choose, whether those homes are for sale by owner or listed with
any other broker. If you have an e-mail address, your agent
will be able to e-mail you photos and details about all homes
that suit your needs as they come on the market. There's
no need for you to spend your valuable time driving through neighborhoods,
going through open houses, or researching the Internet or media. All
the work will be done for you!
MAKING
THE OFFER - Your
CENTURY 21 Lady of the Lakes agent will prepare a CMA (Comparative
Market Analysis) for you once you find a home that meets your
needs. That CMA will enable you to make a fairly priced
offer on the home, without concerning yourself about overpaying
for the property. Your agent will guide you through the
offer, making certain you understand all the terms of the purchase
agreement before signing. Your offer will be presented
to the seller(s) as soon as possible. Most often, if you
are in a "multiple offer" situation, you will be informed. Whether
you are to be informed is the seller(s) decision.
AFTER
OFFER ACCEPTANCE - Your CENTURY
21 Lady of the Lakes agent will redeem your promissory note,
arrange for any inspections you requested, and set up your loan
application with the lender of your choice. Your agent
will keep you informed during the course of the loan process
as to how things are progressing. Upon loan approval and
signing of your mortgage papers, you can begin the final stages
of your move. Your agent will answer any questions you
might have regarding utility transfers and your receiving the
keys to your new home.
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