8660 Dexter-Pinckney Rd  Pinckney, MI 48169   734-426-6060

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Click here or call 888-598-8262 to finance your home instantly, with Century 21 Mortgage®.

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10 Questions to Ask Your Lender

Be sure you find a loan that fits your needs with these comprehensive questions.

  • What are the most popular mortgage loans you offer?
  • Which type of mortgage plan do you think would be best for us? Why?
  • Are your rates, terms, fees, and closing costs negotiable?
  • Will I have to buy private mortgage insurance? If so how much will it cost and how long will it be required?

NOTE: Private mortgage insurance usually is required if you make less than a 20 percent downpayment, but most lenders will let you discontinue the policy when you’ve acquired a certain amount of equity by paying down the loan.

  • Who will service the loan? Your bank or another company?
  • What escrow requirements do you have?
  • How long is your loan lock-in period (the time that the quoted interest rate will be honored)? Will I be able to obtain a lower rate if they drop during this period?
  • How long will the loan approval process take?
  • How long will it take to close the loan?
  • Are there any charges or penalties for prepaying the loan?

Used with permission from Real Estate Checklists & Systems www.realestatechecklists.com.





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CENTURY 21 Lady of the Lakes is a licensed real estate office in the state of Michigan

Real estate data displayed on this Web site come in part from the IDX program of RealComp. Listings held by brokerage firms other than CENTURY 21 Lady of the Lakes are marked with the MLS logo and are provided courtesy of the brokerage firm holding the listing; detailed information about the listing includes the name of the listing broker.

The accuracy of all information, regardless of source, is not guaranetted or warranted. All information should be independently verified.